Consumeradvice

Debt & Money

Payday Loans: Unaffordable, Unsustainable, Under Scrutiny

It’s the beginning of November. Suddenly, shop windows are filled with tinsel, the high street resembles a chaotic free-for-all and the same festive songs begin to be played ad nauseum. Like it or not, Christmas is just around the corner, and with that, many of us are tempted (or forced) to overspend and overstretch our …

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ISA – Getting a Good Deal? Help-To-Buy Scheme Deadline Approaching

With the deadline of 30th November for applications for help-to-buy ISAs fast approaching, our team at consumeradvice.scot have demystified and simplified the process of applying for a help-to-buy ISA before it’s too late. A substantial free bonus is paid by the government, leaving many to wonder why first-time buyers wouldn’t want to apply for the scheme …

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Colder and Darker and Costly, Oh My – Planning Energy Costs Over the Winter Months

We are fast approaching that time of the year when the weather doesn’t know quite what to do. It’s sunny one minute, with bitter winds and lashing rain the next. The heating is on and off intermittently as the colder evenings draw in and electricity usage increases as we are forced to light our homes …

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